[vc_row][vc_column][vc_column_text]Congratulations on deciding to check out what it will take to buy your first home. The process you are embarking on is simply that…a process. To navigate that process with success requires you to have a plan…your own plan. Every person is different; with different needs, wants, and resources. We want to help advise you along the process so you be successful in purchasing your first home. [/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_column_text]

So, you’re a newbie to all this?

Home buying has a lot of preconceived notions when you haven’t been through the process. Some pre-first-time buyers think a few things:

1. It’s a great investment
2. You need excellent credit
3. You can’t qualify for a home loan with student loans
4. You should find a place you want before you apply for a loan
5. If you pre-qualify for a home loan, you can automatically get a loan
6. You need a big down payment
7. The price you see is how much you will pay
8. You should spend as much money as you qualify to borrow
9. You will get a big tax break

The people at Mental Floss breaks these down in an easily understandable way. Check out their responses to the above 9 Misconceptions About Buying Your First Home.[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_single_image image=”3674″ img_size=”full”][vc_single_image image=”3694″ img_size=”full”][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_single_image image=”3680″ img_size=”full”][vc_single_image image=”3697″ img_size=”full”][/vc_column][vc_column width=”1/2″][vc_column_text]

Planning your success.

There are several things this process of home buying will teach you, and we are here to guide you on your real estate journey. The big lessons we will guide you through are:

1. Understanding your credit score
2. How to protect your financial identity
3. How to report and repair identity theft if you need to
4. How to make a budget for real estate ownership
5. How to talk with lending professionals
6. How to partner with a real estate agent
7. Property evaluations for your first purchase
8. Getting that all important home loan pre-approval
9. Real estate contracts

We’ll also touch on other great topics that will ultimately see you holding the keys to your first home.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_column_text]

Welcome to your new team.

This is just a welcome. The advisors at My Real Estate Advisor Team is here to help you write your real estate story. We love the people who have challenges when it comes to purchasing their first home. Even if you don’t have challenges to speak of, we will walk this road with you every step so you will feel confident in making the best decisions that will make your plan of home ownership a reality. Just reach out to us with any questions you might have. Oh, and welcome to the journey. Cheers,[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_single_image image=”3681″ img_size=”full”][vc_single_image image=”3700″ img_size=”full”][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_single_image image=”3690″ img_size=”full”][/vc_column][vc_column width=”1/2″][vc_column_text]My Real Estate Advisor Team is licensed to practice real estate as a broker in the state of Oregon and is not a licensed appraiser, mortgage broker/lender, or licensed financial advisor. Any financial advice received from the My Real Estate Advisor Team is for information only. My Real Estate Advisor Team makes no legal or promissory statements to the actual financial market at the time of this post. You should always contact a licensed financial advisor or lending professional to seek actual financial advice for your specific situation.         [/vc_column_text][/vc_column][/vc_row]